| Concerns | Our Loan Service | Traditional Bank Loan | 
|---|---|---|
| Application Form |  Online appointment, loan consultant full service |  Go to bank branch with documents | 
| Period/Amount |  Approval as fast as 1 day, and amount up tp $50,000 |  Long review period and low quota | 
| Repayment |  Flexible repayment, can be loaned for 15 years |  Single repayment method, short period | 
| Threshold |  Low threshold, no guarantee, no mortgage |  High threshold, need guarantee and proof of income |